A business finance line with a real person on the end of it

Who we help

Business Loan Hotline works with Australian business owners who need finance and would rather talk it through than guess their way through an online application. That includes tradies ringing between jobs, café and shop owners calling after the rush, transport operators, professional practices, manufacturers, and owners who've been declined elsewhere and want to understand why.

Some callers know exactly what they need. Many don't, and that's fine. A good first conversation is often about working out the question as much as the answer.

What we arrange

• Property-secured business loans from $20,000 to $5,000,000: first mortgages, second mortgages and caveat loans over residential or commercial property.
• Unsecured, cash-flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
• Situations other lenders find awkward: past credit issues and ato debt considered case by case.

Business purposes only. We don't publish rates, because every business loan is priced on the business, the security and the term in front of us. You'll see every cost in writing before you commit to anything.

Why phone-first

Business finance is rarely neat. There's usually a wrinkle: a tax debt, a property owned with a partner, a seasonal dip, a deadline on Friday. Those are hard to explain in a tick-box and easy to explain in a sentence. So we built the service around the phone. You ring, a lending specialist listens, asks sensible questions, and tells you plainly what looks realistic.

If calling isn't practical, the 60-second enquiry reaches the same specialists, and we ring you back at a time that suits. The line is staffed Monday to Friday, 9am to 5pm Melbourne time; our call planner converts that into your local time.

The promises we keep

In plain words: asking what's possible doesn't touch your credit file; your details stay with one team instead of being shopped around to a stack of lenders; and a person who knows business lending does the matching. We ask one thing in return: please answer our questions accurately, even roughly, so we can find the right fit the first time.

How we work

1. Talk. You tell us what you need, what it's for and when. We ask about the business, the numbers and any property.
2. Match. We explain which options could fit, how long each is likely to take, and what each would need from you.
3. Decide. You choose whether to go ahead. Only then do documents and checks come in.
4. Follow through. The same team stays with you to settlement.

There's more detail on how it works, and our phone conversation guides explain every stage of the call.

Who we are

Business Loan Hotline is operated by Company Cash Pty Ltd (ACN 673 762 297), trading as Business Loan Hotline. Our office is at Level 27, 101 Collins Street, Melbourne VIC 3000. You can reach us on 03 4059 1829.

Ready to talk? Ring the line, or see if you qualify and we'll call you.